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Physical Damage

Working in a trucking business, you know that your truck in your livelihood and your main source of income. You want to protect yourself financially and make sure your business does not suffer because of a single accident. That is why it is crucial for you to have physical damage insurance that will cover your expenses if something happens. You cannot afford interruption of your business in case your truck is stolen or needs repair. Physical damage coverage will help you avoid losing tens of thousands of dollars even if you are responsible for an accident. While liability insurance covers other people that your truck has caused injuries or property damage to, physical damage will pay to cover damage to your truck even if you are found at fault.

Physical Damage

Get Physical Damage with Progressive Truck Insurance

At Progressive Truck Insurance it is our mission to make optimal truck insurance affordable to everyone. We will be happy to assist you with getting physical damage coverage that will be ideal for your situation.

Physical damage consists of two parts. First, you have collision insurance that will cover your truck if it is involved in a crash or has collided with another object. It will also pay if your truck has overturned. The other part is comprehensive insurance that pays for any kind of damage that is not collisional.

There are types of trucks that also require the special kind of coverage called combined additional coverage or simply CAC. It pays in specific situations, including:

  • Theft
  • Fire
  • Storm or hail
  • Lightning
  • Flood
  • Vandalism
  • Earthquake
  • Sinking
  • And some other situations.

Typically, physical damage is a requirement if you are leasing your truck or still paying it off. But even if you fully own your truck, it is crucial to protect it – and it is a great risk not to have it property insured.

Contact Progressive Truck Insurance for free quotes today. Our agents will be glad to assist you!